Bank of America
Bank of America
40/60
40% Equity
U.S. Large-Cap Blend
10% Vanguard Institutional Index
U.S. Small-Cap Blend
10% Vanguard Extended Market Index
Int'l Large-Cap Growth
20% Vanguard Total International Stock Index
60% Fixed Income
Intermediate Bond
48% Vanguard Total Bond Index
TIPs
12% Vanguard Inflation Protected Index
60/40
60% Equity
U.S. Large-Cap Blend
15% Vanguard Institutional Index
U.S. Small-Cap Blend
15% Vanguard Extended Market Index
Int'l Large-Cap Growth
30% Vanguard Total International Stock Index
40% Fixed Income
Intermediate Bond
32% Vanguard Total Bond Index
TIPs
8% Vanguard Inflation Protected Index
80/20
80% Equity
U.S. Large-Cap Blend
20% Vanguard Institutional Index
U.S. Small-Cap Blend
20% Vanguard Extended Market Index
Int'l Large-Cap Growth
40% Vanguard Total International Stock Index
20% Fixed Income
Intermediate Bond
16% Vanguard Total Bond Index
TIPs
4% Vanguard Inflation Protected Index
The following asset classes are missing from this portfolio:
U.S. Large-Cap Value
U.S. Small-Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Growth
Int'l Small-Cap Value
Emerging Markets
U.S. REITS
International REITS
Short-Term Bond
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: