BECU

40/60

40% Equity

U.S. Large-Cap Blend
5% Schwab 500 Index
U.S. Large Cap Value
5% DFA U.S. Large-Cap Value
U.S. Small-Cap Blend
10% DFA Micro-Cap
International Large-Cap Value
8% DFA International Value
International Small-Cap Value
8% DFA International Small-Cap
Emerging Markets
4% DFA Emerging Markets

60% Fixed Income

Short-Term Bonds
15% PIMCO Low Duration
Intermediate Bond
45% PIMCO Total Return
 

60/40

60% Equity

U.S. Large-Cap Blend
7% Schwab 500 Index
U.S. Large Cap Value
8% DFA U.S. Large-Cap Value
U.S. Small-Cap Blend
15% DFA Micro-Cap
International Large-Cap Value
12% DFA International Value
International Small-Cap Value
12% DFA International Small-Cap
Emerging Markets
6% DFA Emerging Markets

40% Fixed Income

Short-Term Bonds
10% PIMCO Low Duration
Intermediate Bond
30% PIMCO Total Return

80/20

80% Equity

U.S. Large-Cap Blend
10% Schwab 500 Index
U.S. Large Cap Value
10% DFA U.S. Large-Cap Value
U.S. Small-Cap Blend
20% DFA Micro-Cap
International Large-Cap Value
16% DFA International Value
International Small-Cap Value
16% DFA International Small-Cap
Emerging Markets
8% DFA Emerging Markets

20% Fixed Income

Short-Term Bonds
5% PIMCO Low Duration
Intermediate Bond
15% PIMCO Total Return

The following asset classes are missing from this portfolio:

International Large-Cap Growth
International Small-Cap Value
U.S. REITs
Int'l REITs
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: