Bed, Bath & Beyond
Bed, Bath & Beyond
40/60
40% Equity
U.S. Large-Cap Blend
5% Vanguard Institutional Index
U.S. Large-Cap Value
5% Vanguard Selected Value
U.S Small-Cap Growth
10% Vanguard Small Cap Core
International Large-Cap Blend
10% Vanguard Total International Stock
International Small-Cap Growth
10% Oppenheimer International Small
60% Fixed Income
Intermediate Bond
60% Vanguard Total Bond
60/40
60% Equity
U.S. Large-Cap Blend
7% Vanguard Institutional Index
U.S. Large-Cap Value
8% Vanguard Selected Value
U.S Small-Cap Growth
15% Vanguard Small Cap Core
International Large-Cap Blend
15% Vanguard Total International Stock
International Small-Cap Growth
15% Oppenheimer International Small
40% Fixed Income
Intermediate Bond
40% Vanguard Total Bond
80/20
80% Equity
U.S. Large-Cap Blend
10% Vanguard Institutional Index
U.S. Large-Cap Value
10% Vanguard Selected Value
U.S Small-Cap Growth
20% Vanguard Small Cap Core
International Large-Cap Blend
20% Vanguard Total International Stock
International Small-Cap Growth
20% Oppenheimer International Small
20% Fixed Income
Intermediate Bond
20% Vanguard Total Bond
The following asset classes are missing from this portfolio:
U.S. Small-Cap Value
International Large-Cap Value
International Small-Cap Value
Emerging Markets
U.S. REITs
International REITs
Short-Term Bonds
TIPS
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: