Concur
Concur
40/60
40% Equity
U.S. Large-Cap Blend
9% Vanguard 500
U.S. Small-Cap Blend
9% Vanguard Small-Cap Index
International Large-Cap Blend
14% Harbor International Fund Investor
Emerging Markets
4% Columbia Emerging Markets
REITs
4% Prudential Global Real Estate
60% Fixed Income
Intermediate Bond
60% PIMCO Total Return
60/40
60% Equity
U.S. Large-Cap Blend
13% Vanguard 500
U.S. Small-Cap Blend
14% Vanguard Small-Cap Index
International Large-Cap Blend
21% Harbor International Fund Investor
Emerging Markets
6% Columbia Emerging Markets
REITs
6% Prudential Global Real Estate
40% Fixed Income
Intermediate Bond
40% PIMCO Total Return
80/20
80% Equity
U.S. Large-Cap Blend
18% Vanguard 500
U.S. Small-Cap Blend
18% Vanguard Small-Cap Index
International Large-Cap Blend
28% Harbor International Fund Investor
Emerging Markets
8% Columbia Emerging Markets
REITs
8% Prudential Global Real Estate
20% Fixed Income
Intermediate Bond
20% PIMCO Total Return
The following asset classes are missing from this portfolio:
U.S. Large-Cap Value
U.S. Small-Cap Value
International Large-Cap Value
International Small-Cap Growth
International Small-Cap Value
Short-Term Bonds
TIPS
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: