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Voya Fixed Account40/60

40% Equity

U.S. Large-Cap Blend
14% Voya Russell Lrg Cap Index Portfolio
U.S. Small-Cap Blend
6%  Voya Russell Sm Cp Index Port I
International Large-Cap Growth
20%  American Funds EuroPacific R4

60% Fixed Income

Intermediate-Term Bond
45% Voya Intermediate Bond Port I
Short-Term Bonds
15% Voya Fixed Account

60/40

60% Equity

U.S. Large-Cap Blend
21% Voya Russell Lrg Cap Index Portfolio
U.S. Small-Cap Blend
9%  Voya Russell Sm Cp Index Port I
International Large-Cap Growth
30%  American Funds EuroPacific R4

40% Fixed Income

Intermediate-Term Bond
30% Voya Intermediate Bond Port I
Short-Term Bonds
10% Voya Fixed Account

80/20

80% Equity

U.S. Large-Cap Blend
28% Voya Russell Lrg Cap Index Portfolio
U.S. Small-Cap Blend
12%  Voya Russell Sm Cp Index Port I
International Large-Cap Growth
40%  American Funds EuroPacific R4

20% Fixed Income

Intermediate-Term Bond
15% Voya Intermediate Bond Port I
Short-Term Bonds
5% Voya Fixed Account

The following asset classes are missing from this portfolio:
U.S. Large-Cap Value
U.S. Small-Cap Value
Int'l Large-Cap Value

Int'l Small-Cap Growth
Int'l Small-Cap Value
U.S. REITS
Int'l REITS
Emerging Markets
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below:

401411-allocation chart.png