Microsoft
Microsoft
40/60
40% Equity
U.S. Large-Cap Growth
5% Vanguard Growth Index
U.S. Large-Cap Value
5% Vanguard Value Index
U.S. Mid/Small-Cap Growth
10% DFA Small/Mid Cap Value
International Large-Cap Growth
10% Russell Int'l Growth
International Large-Cap Value
10% Russell Int'l Value
60% Fixed Income
Short-Term Bond
60% Vanguard Short-Term Bond Index
60/40
60% Equity
U.S. Large-Cap Growth
7% Vanguard Growth Index
U.S. Large-Cap Value
8% Vanguard Value Index
U.S. Mid/Small-Cap Growth
15% DFA Small/Mid Cap Value
International Large-Cap Growth
15% Russell Int'l Growth
International Large-Cap Value
15% Russell Int'l Value
40% Fixed Income
Short-Term Bond
40% Vanguard Short-Term Bond Index
80/20
80% Equity
U.S. Large-Cap Growth
10% Vanguard Growth Index
U.S. Large-Cap Value
10% Vanguard Value Index
U.S. Mid/Small-Cap Growth
20% DFA Small/Mid Cap Value
International Large-Cap Growth
20% Russell Int'l Growth
International Large-Cap Value
20% Russell Int'l Value
20% Fixed Income
Short-Term Bond
20% Vanguard Short-Term Bond Index
The following asset classes are missing from this portfolio:
Int'l Small Cap Growth
Int'l Small Cap Value
Emerging Markets
U.S. REITS
International REITS
TIPS (inflation-protected)
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: