SAP Concur
SAP concur
40/60
40% Equity
U.S. Large-Cap Blend
5% Vanguard Institutional 500 Index Trust
U.S. Small-Cap Blend
15% Vanguard Small Cap Index Fund
International Large-Cap Blend
20% Vanguard Total International Stock Index Fund
60% Fixed Income
Intermediate-Term Bond
60% Vanguard Institutional Total Bond Market Index Trust
60/40
60% Equity
U.S. Large-Cap Blend
7.5% Vanguard Institutional 500 Index Trust
U.S. Small-Cap Blend
22.5% Vanguard Small Cap Index Fund
International Large-Cap Blend
30% Vanguard Total International Stock Index Fund
40% Fixed Income
Intermediate-Term Bond
40% Vanguard Institutional Total Bond Market Index Trust
80/20
80% Equity
U.S. Large-Cap Blend
10% Vanguard Institutional 500 Index Trust
U.S. Small-Cap Blend
30% Vanguard Small Cap Index Fund
International Large-Cap Blend
40% Vanguard Total International Stock Index Fund
20% Fixed Income
Intermediate-Term Bond
20% Vanguard Institutional Total Bond Market Index Trust
The following asset classes are missing from this portfolio:
U.S. REITS
Int'l REITS
TIPS
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: