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Schwab

Charles Schwab

40/60

40% Equity

U.S. Large-Cap Blend
10% Schwab S&P 500
U.S. Small-Cap Blend
10%  Schwab Small Cap Index
International Large-Cap Blend
8% Schwab International Index
International Large-Cap Blend
8% Schwab Fundamental Int'l Large Company Index
Emerging Markets
4% Schwab Fundamental Emerging Mkts Large Co. Index

60% Fixed Income

TIPS (inflation-protected)
12% Schwab TIPS Index
Intermediate Bond
30% Vanguard Total Bond Market Index
Short-Term Bond
18% Vanguard Treasury Money Market

60/40

60% Equity

U.S. Large-Cap Blend
15% Schwab S&P 500
U.S. Small-Cap Blend
15%  Schwab Small Cap Index
International Large-Cap Blend
12% Schwab International Index
International Large-Cap Blend
12% Schwab Fundamental Int'l Large Company Index
Emerging Markets
6% Schwab Fundamental Emerging Mkts Large Co. Index

60% Fixed Income

TIPS (inflation-protected)
8% Schwab TIPS Index
Intermediate Bond
20% Vanguard Total Bond Market Index
Short-Term Bond
12% Vanguard Treasury Money Market

80/20

80% Equity

U.S. Large-Cap Blend
20% Schwab S&P 500
U.S. Small-Cap Blend
20%  Schwab Small Cap Index
International Large-Cap Blend
16% Schwab International Index
International Large-Cap Blend
16% Schwab Fundamental Int'l Large Company Index
Emerging Markets
8% Schwab Fundamental Emerging Mkts Large Co. Index

60% Fixed Income

TIPS (inflation-protected)
4% Schwab TIPS Index
Intermediate Bond
10% Vanguard Total Bond Market Index
Short-Term Bond
6% Vanguard Treasury Money Market

The following asset classes are missing from this portfolio:
International Small-Cap
U.S. REITS
International REITs

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: