Schwab
Charles Schwab
40/60
40% Equity
U.S. Large-Cap Blend
10% Schwab S&P 500
U.S. Small-Cap Blend
10% Schwab Small Cap Index
International Large-Cap Blend
8% Schwab International Index
International Large-Cap Blend
8% Schwab Fundamental Int'l Large Company Index
Emerging Markets
4% Schwab Fundamental Emerging Mkts Large Co. Index
60% Fixed Income
TIPS (inflation-protected)
12% Schwab TIPS Index
Intermediate Bond
30% Vanguard Total Bond Market Index
Short-Term Bond
18% Vanguard Treasury Money Market
60/40
60% Equity
U.S. Large-Cap Blend
15% Schwab S&P 500
U.S. Small-Cap Blend
15% Schwab Small Cap Index
International Large-Cap Blend
12% Schwab International Index
International Large-Cap Blend
12% Schwab Fundamental Int'l Large Company Index
Emerging Markets
6% Schwab Fundamental Emerging Mkts Large Co. Index
60% Fixed Income
TIPS (inflation-protected)
8% Schwab TIPS Index
Intermediate Bond
20% Vanguard Total Bond Market Index
Short-Term Bond
12% Vanguard Treasury Money Market
80/20
80% Equity
U.S. Large-Cap Blend
20% Schwab S&P 500
U.S. Small-Cap Blend
20% Schwab Small Cap Index
International Large-Cap Blend
16% Schwab International Index
International Large-Cap Blend
16% Schwab Fundamental Int'l Large Company Index
Emerging Markets
8% Schwab Fundamental Emerging Mkts Large Co. Index
60% Fixed Income
TIPS (inflation-protected)
4% Schwab TIPS Index
Intermediate Bond
10% Vanguard Total Bond Market Index
Short-Term Bond
6% Vanguard Treasury Money Market
The following asset classes are missing from this portfolio:
International Small-Cap
U.S. REITS
International REITs
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: