United Health
United Health
40/60
40% Equity
U.S. Large-Cap Blend
10% Vanguard Institutional Index
U.S. Small-Cap Blend
10% Vanguard Small-Cap Index
International Large-Cap Blend
16% SSgA Global Equity Index
Emerging Markets
4% Aberdeen Emerging Markets
60% Fixed Income
Intermediate Bond
48% SSgA U.S. Bond
TIPs
12% Northern Trust TIPs
60/40
60% Equity
U.S. Large-Cap Blend
15% Vanguard Institutional Index
U.S. Small-Cap Blend
15% Vanguard Small-Cap Index
International Large-Cap Blend
24% SSgA Global Equity Index
Emerging Markets
6% Aberdeen Emerging Markets
60% Fixed Income
Intermediate Bond
32% SSgA U.S. Bond
TIPs
8% Northern Trust TIPs
80/20
80% Equity
U.S. Large-Cap Blend
20% Vanguard Institutional Index
U.S. Small-Cap Blend
20% Vanguard Small-Cap Index
International Large-Cap Blend
32% SSgA Global Equity Index
Emerging Markets
8% Aberdeen Emerging Markets
60% Fixed Income
Intermediate Bond
14% SSgA U.S. Bond
TIPs
6% Northern Trust TIPs
The following asset classes are missing from this portfolio:
U.S. REITS
International REITS
You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: