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40/60

40% Equity

U.S. Large-Cap Growth
10% Vanguard Institutional Index
U.S. Large-Cap Value
5%  Vanguard Value
U.S. Small-Cap Growth
5%  Vanguard Small-Cap Growth
U.S. Small-Cap Value
5%  Vanguard Small Cap Value
International Large-Cap Growth
20%  Vanguard FTSE All-World ex-US

60% Fixed Income

Intermediate-Term Bond
60%  Vanguard Total Bond Market Index

60/40

60% Equity

U.S. Large-Cap Growth
15% Vanguard Institutional Index
U.S. Small-Cap Growth
7%  Vanguard Extended Market
U.S. Small-Cap Value
8%  Vaguard Small Cap Valu
International Large-Cap Growth
30%  Vanguard FTSE All-World ex-US

40% Fixed Income

Intermediate-Term Bond
40%  Vanguard Total Bond Market Index

80/20

80% Equity

U.S. Large-Cap Growth
20% Vanguard Institutional Index
U.S. Small-Cap Growth
10%  Vanguard Extended Market
U.S. Small-Cap Value
10%  Vaguard Small Cap Valu
International Large-Cap Growth
40%  Vanguard FTSE All-World ex-US

20% Fixed Income

Intermediate-Term Bond
20%  Vanguard Total Bond Market Index

The following asset classes are missing from this portfolio:

U.S. Small-Cap Value
Int'l Small-Cap Value
Emerging Markets
U.S. REITS
International REITS
Short-Term Bonds
TIPS (inflation protection)

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: