Wells Fargo

40/60

40% Equity

U.S. Large-Cap Blend
10% SSgA S&P 500 Index
U.S. Small-Cap Blend
10%  SSgA Russell Small Cap Index
International Large-Cap Growth
16% SSgA Int'l Index Fund
Emerging Markets
4% Lazard Emerging Markets

60% Fixed Income

Intermediate Bond
45% SSgA U.S. Bond Index
Short-Term Bond
15% Wells Fargo 100% Treasury Money Market Fund

60/40

60% Equity

U.S. Large-Cap Blend
15% SSgA S&P 500 Index
U.S. Small-Cap Blend
15%  SSgA Russell Small Cap Index
International Large-Cap Growth
22% SSgA Int'l Index Fund
Emerging Markets
8% Lazard Emerging Markets

40% Fixed Income

Intermediate Bond
30% SSgA U.S. Bond Index
Short-Term Bond
10% Wells Fargo 100% Treasury Money Market Fund

80/20

80% Equity

U.S. Large-Cap Blend
20% SSgA S&P 500 Index
U.S. Small-Cap Blend
20%  SSgA Russell Small Cap Index
International Large-Cap Growth
32% SSgA Int'l Index Fund
Emerging Markets
8% Lazard Emerging Markets

20% Fixed Income

Intermediate Bond
15% SSgA U.S. Bond Index
Short-Term Bond
5% Wells Fargo 100% Treasury Money Market Fund

The following asset classes are missing from this portfolio:

U.S. Large-Cap Value
U.S. Small-Cap Value
Int'l Large-Cap Value
Int'l Small-Cap Growth
Int'l Small-Cap Value
U.S. REITs
Int'l REITs
TIPS

You should try to invest in as many of these asset classes as possible through IRA or individual taxable accounts to arrive at a portfolio that comes close to the chart below: